(MONEY Magazine) -- If you have a child headed off to college this fall, you've got an important item on your to-do list: the Free Application for Federal Student Aid (FAFSA), which you can submit as early as Jan. 1.
The number filed for the past year was up 11% to a record 21 million, while the budget for federal aid increased by only 7% and funding shrank in many states.
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