Wyonnie and Kwame Flaherty, with daughter Nylah.
(Money Magazine) -- When Wyonnie and Kwame Flaherty bought their two-bedroom apartment in Queens, N.Y., in 2008, they thought it was the perfect stepping-stone.
Putting down 20% of the $177,000 purchase price, the couple figured that rising home values would eventually help them trade up to a house.
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