Rent a time-share and stay for less

The Westin Kierland Villas, Scottsdale, Arizonia.

(MONEY Magazine) -- Vacationing with your kids? Cut your costs by renting a time-share instead of hotel rooms. You'll save money on lodging -- and spend less on meals by cooking in.

Explore options online

Time-share owners hawk their slots on Craigslist, but you get a wider selection -- and fewer worries -- via sites working with property managers.

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